Know Your Rights
Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.
Will the insurance company guarantee your work?
We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.
Who pays for repairs?
It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.
Do I have to accept the insurance company's appraisal of damage?
No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.
Do I have the right to a rental car?
If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company.
If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.
Want more information on your rights? To make an appointment, call us at 502-966-8644 or make an appointment online!
What our clients are saying about us
We have established longterm and stable partnerships with various clients thanks to our excellence in solving their automotive needs!
I called Barnes needing preventative maintenance on a very compressed time frame. They were super friendly and helpful and got me in right away, and delivered my truck when they said they would. What makes me rate them 5 stars is that they were detailed in their inspection of my truck, they checked my differential for me, changed the fluid at my request, and took care of my transmission and transfer case, and all of this was extra on top of what I asked for. Yet they still delivered my truck on time. They even called me after about a week just to make sure my truck was doing well even though they knew I was out of State. They delivered a high level of customer service, and work product.
Really good place to take your vehicle if you need it worked on, employees are really respectful and does everything they can to fix a customers vehicle!!! I will be going back anytime my vehicle needs something done that I can't do!!!